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Chronic Disease May Up Out-of-Pocket Costs for Insured

health.usnews.com

TUESDAY, Nov. 29 (HealthDay News) — Among families with employer-sponsored health care plans, those coping with chronic illness pay more out of their pockets than those without chronic illness, primarily because of higher prescription drug copayments, a new study finds.

“Even when you are looking at the same level of total spending, families covering chronic conditions spent more out of pocket than those without chronic illnesses, and it doesn’t appear to be because the families are in different types of plans,” researcher Anne Beeson Royalty, a professor at Indiana University-Purdue University Indianapolis, said in a university news release.

“It looks as though the difference is because certain types of services — such as prescription drugs — are covered less generously,” she added.

Read the entire article here:

http://health.usnews.com/health-news/managing-your-healthcare/insurance/articles/2011/11/29/chronic-disease-may-up-out-of-pocket-costs-for-insured

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